Our fleet insurance service is a three-dimensional concept comprising tailored insurance solutions, proactive prevention and efficient claims handling. It optimises your fleet costs, improves driver safety and mobility and reduces your administrative workload.

We call our three-dimensional insurance service: 3D coverage

Our integrated 3D coverage combines individually calculated fleet insurance products with proactive risk management and claims handling. It not only reduces your direct insurance costs but also has a positive impact on indirect costs through damage avoidance, as well as hidden costs by optimising inefficient claims handling processes.

Analysis-based individual insurance concepts
The first step in the insurance journey is an analysis of your fleet’s insurance claims history. Based on the results of the analysis, we then request quotes from our insurance partners, one of which is the group’s own Ayvens Insurance. We can also offer you alternatives to conventional own damage insurance that are easy on your budget and minimise your administrative workload. Afterwards, we put together an individual insurance package for you that includes our handling of all insurance admin tasks for you.
Proactive risk management means fewer claims
We are your proactive partner when it comes to risk management, providing prevention programmes that can reduce the fleet’s overall claims rate by up to 30%. The benefits are obvious: enhanced driver safety, lower insurance premiums and improved business continuity. Safe and economical driving also reduces fuel costs and carbon emissions. The prevention programmes in our 3D coverage service are supported by comprehensive reports and intelligent technologies designed to bring about a significant reduction in your claims rate.
Claims handling included
Claims handling is included in the insurance service, which means you get a comprehensive service package from a single partner. We keep your drivers mobile around the clock in the event of a damage incident and take care of communications with the insurer.

Our fleet insurance solutions

Instead of insuring each vehicle individually, we can combine all of your company’s vehicles into a single insurance policy. We calculate your premiums based on your individual claims history. Once we have found the optimum insurance concept, we take over the contract documents and keep them up to date. We handle the registration and cancellation of the insurance policies, ensure timely payments and cost accounting, and we take care of sending out green insurance cards.

We offer you the following types of insurance

Third-party liability insurance
Partially and fully comprehensive insurance
Extended cover for electric and hybrid vehicles
GAP cover
Driver legal protection
Passenger accident insurance

Our partners

Allianz
AXA
ERGO
HDI
R+V
Zurich
Ayvens Insurance

Alternatives to own damage insurance

Alternative coverage concepts are a cost-effective way to replace traditional own damage insurance. Find out how you can cut back on your fleet costs.

Discover more

Claims handling included

Claims handling is included in all fleet insurance solutions, which means you don’t have to do anything at all. You save an average of 15% on repair costs with our claims handling service by using our qualified network of repair partners. And our claims overviews make a valuable contribution to your risk management.

Benefits for you