Legal Counsel

Company Overview: Join our dynamic legal team at Ayvens, where we are committed to providing exceptional legal support across all areas of our business. We are seeking an experienced and knowledgeable Legal Counsel to specialize in consumer credit law and FCA regulation.

Role Overview: As Legal Counsel, you will provide specialist legal advice on consumer credit law and FCA regulations, ensuring compliance across the organization. Your expertise will be crucial in navigating regulatory challenges and supporting various business functions.

Key Responsibilities:

• Respond to consumer credit and regulatory queries from various business units.

• Proactively identify and advise on potential consumer credit and compliance risks.

• Draft instructions for external lawyers on consumer credit and regulatory matters as needed.

• Support the regulated product lifecycle, including product development, distribution channels, customer documentation, and customer journeys.

• Collaborate with business areas to ensure compliance of regulated agreements, documentation, processes, communications, and financial promotions with consumer credit law and FCA regulations.

• Provide guidance on relationships with intermediaries, including brokers, dealers, and partners.

• Contribute to the regulatory aspects of commercial agreements upon request from the Legal Team.

• Assist the Complaints and Legal teams with customer complaints and claims as required.

• Monitor changes in legislation or FCA rules regarding consumer credit and ensure implementation across relevant business areas.

Competencies:

• In-depth knowledge of UK Consumer and Consumer Credit legislation.

• Comprehensive understanding of the FCA regulatory regime applicable to regulated consumer credit businesses.

• Strong ability to make risk-based recommendations and decisions.

• Exceptional communication skills, both verbal and written, with the ability to provide clear and concise advice.

• Proven ability to develop and maintain stakeholder relationships.

• A keen interest in the broader commercial and market context.

Role Requirements:

• Admitted to the role of solicitor with a valid practicing certificate issued by the SRA.

• Specialist in consumer credit legislation and regulation.

• Extensive knowledge and experience in consumer credit law and relevant FCA regulations (e.g., CONC).

• Excellent communication skills, including face-to-face, telephone, email, and report writing.

• Ability to work autonomously and manage time effectively.

• Proficient in IT literacy, particularly with Microsoft Word.

• Strong organizational skills and the ability to perform under pressure.

• High levels of professionalism and stakeholder management.

Why Join Us? At Ayvens, you will have the opportunity to work in a collaborative environment where your expertise will be valued. We offer competitive compensation and benefits, along with opportunities for professional growth and development.

Application Process: If you are a qualified solicitor with a passion for consumer credit law and compliance, we invite you to apply. Please submit your CV and a cover letter outlining your relevant experience.