Vehicle insurance for corporate fleets
With Motor Fleet Insurance, you can arrange your insurance alongside your Ayvens fleet services. This will give you a central point of contact to handle incidents and access claim updates alongside day-to-day vehicle management. You’ll also be able to integrate your insurance with other Ayvens services, to enable you to analyse your costs, manage maintenance and better understand your fleet risks.
Please note, cover is subject to policy terms, conditions and exclusions, and claims may not be accepted. Eligibility criteria apply. This information is for general guidance only, is a summary, and does not constitute advice or contain full policy details.
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Motor Fleet Insurance
What we offer
Ayvens Insurance offers a range of fleet insurance cover to protect cars and vans against liability in the event of an accident. As well as cover for third party liabilities, cover may include own damage and a range of ancillary covers such as vehicle contents, legal expenses and personal accident.
Please note that Motor Fleet Insurance* is a vehicle insurance product underwritten by Euro Insurances DAC, trading as Ayvens Insurance. It is distributed by LeasePlan UK Limited,** trading as Ayvens. Ayvens Insurance and Ayvens are two distinct corporate entities with separate regulatory permissions.
Managing insurance for your fleet
- A central point of contact for your drivers to report incidents and handle maintenance, with a mobile app for submitting incidents and receiving status updates. Insurance claim decisions are made by Ayvens Insurance and its appointed third-party claims handler, FMG***.
- Reduced administration, as we handle processing after an insurer’s decision, including updates to vehicle records and to the Motor Insurance Database.
- Providing you with key details, with access to a third-party portal that keeps you updated about claims status.
How it works
Motor Fleet Insurance is available to corporate customers with fully or partially funded fleets through Ayvens. Before arranging cover, we’ll work with you to understand whether the product meets your business requirements. It can be used alongside other fleet services, as part of fleet administration or other operational activities, with each service operating independently.
Premiums are invoiced directly by Ayvens Insurance, with monthly or annual payment options available where agreed.
Please note that Ayvens acts as an insurance distributor, arranging insurance on behalf of Ayvens Insurance. Motor Fleet Insurance is underwritten by Ayvens Insurance and is not provided by Ayvens.
Motor Fleet Insurance is therefore a separate product from leasing, fleet management and other services as offered by Ayvens. Customers should consider whether this Motor Fleet Insurance product meets their individual needs and requirements. Customers are free to obtain motor vehicle insurance from an alternative insurer or insurance intermediary and are not required to arrange insurance through Ayvens, in order to access any other services Ayvens provides, such as fleet management.
How claims and repairs are handled
Please ensure you read this section alongside the important information about claims and repairs section below.
Customers report incidents through Ayvens, and claims are managed by Ayvens Insurance and its appointed third-party claims handler, FMG, on behalf of the insurer.
Claims are assessed and handled by Ayvens Insurance and its appointed third-party claims handler, FMG. Ayvens has no part in the handling or assessment of any claims. There is no guarantee that claims will be accepted by the insurer, as any claim is subject to an insurance policy's terms, conditions and exclusions.
If a claim is approved by the insurer, repairs will be arranged through the insurer's appointed claims handling and repair process. Where possible, vehicle collection and delivery, repair estimate processing and regular status updates may also be available.
Please note that some services, including repairs, collection and digital tools, may not be available in all cases.
Important information about claims and repairs
- Repair method, timing and availability depends on approval from Ayvens Insurance, policy terms and network availability.
- Reporting an incident or loss does not mean an insurance claim will be accepted. Claims are handled by FMG, Ayvens Insurance’s third-party claims handler. Whether a loss is covered or not, depends on a number of factors, including an insurance policy’s terms, conditions and exclusions.
- FMG, Ayvens Insurance's appointed third-party claims handler, carries out claims handling activities. Ayvens does not assess, validate or determine losses, approve or decline insurance claims or provide advice on claims outcomes.
Who can use Motor Fleet Insurance
- Motor Fleet Insurance is available to certain corporate customers operating vehicle fleets in the UK, subject to our eligibility criteria.
- It is not available to individual consumers or to fleets that do not meet our eligibility criteria (including minimum fleet size) and/or the underwriting criteria set by the insurer.
- It is subject to an assessment of a company’s demands and needs.
This product is only available for businesses operating vehicle fleets, subject to our eligibility criteria in the UK.
Other important points to keep in mind
- Cover, features, pricing and outcomes depend on underwriting criteria and individual circumstances and will be governed by policy terms with Ayvens Insurance.
- Insurance may include cover for travel abroad, subject to policy terms, conditions, territorial limits and any other applicable restrictions as located in the insurance policy.
- Before arranging cover, you'll receive information about the policy, including key features, terms, conditions and exclusions.
Contact
Important information
*Motor Fleet Insurance is underwritten by Euro Insurances DAC (UK Branch) trading as Ayvens Insurance. Euro Insurances DAC is authorised by the Prudential Regulation Authority and is subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. (FCA reference number 997731).
**Euro Insurances DAC is the insurer and is part of the Ayvens group. LeasePlan UK Limited, trading as Ayvens (FCA reference number 312989) is a sister company of Euro Insurances DAC and distributes Motor Fleet Insurance on behalf of Euro Insurances DAC.
*** FMG Support (FIM) Ltd, trading as FMG, is Ayvens Insurance's appointed third-party claims handler and is authorised and regulated by the Financial Conduct Authority (FCA) under Firm Reference Number 841172
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